取消信用卡範本 / Credit Card Cancellation Sample

有部份人誤解剪掉信用卡以為可以取消信用卡服務. 其實取消信用卡服務係需要寄信與發卡銀行要求取消信用卡戶口, 並將信用卡交回發卡銀行或自行剪掉. 當然取消時需要將戶口內所欠餘款即時繳清及瞭解有否因取消信用卡所引起既賠償, 否則會引致更大既損失.

銀行往往缺乏提供信用卡取消表格, (當然因為唔想失去尊貴既你哋啦, 哈哈) 好多人因為怕麻煩, 所以最後將取消信用卡既決定不了了之. 以下係一份取消信用卡既信件範列, 希望對各位有幫助.

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[Your name]
[Your address]
[Date]

Dear Sir or Madam:

Please let this letter serve as notice that I am terminating my credit card account effective immediately. Please close the following account:

Credit Card Company: _____________
Account Number: _________________

Please send me written confirmation that my account has been closed. Also, please confirm that you have notified all appropriate credit card bureaus that this account was closed at my request.

Thank you for your prompt attention to this matter.

Sincerely,
[Your Signature]
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其實部份銀行接受直接到銀行分行辦理取消手續. 另外, 要注意報失信用卡唔等於取消信用卡戶口. 就算自行毀壞信用卡, 商戶亦有機會從你的信用卡戶口內扣錢.

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